Larry Crabb calls those covenants strategies to make life work. On the surface they may be good behaviors. Things like serving others, or being a solid dependable person. Some are not healthy like never taking risks, or refusing to confront people to avoid conflict. These are a problem because we trust in our strategies to make life work rather than trusting in God who created us to thrive and have impact.
As it says in Psalm 115:8, we become our strategies. We trust our strategies rather than trust the sovereign One who created us. Read Psalm 115 and notice the contrast between making idols or strategies and trust.